Start With What You Have--Workbook included

Start With What You Have — Workbook IncludedA workbook for women who don't have extra money, a large following, or advanced technology skills.

I wrote this from my own kitchen table, during the season my husband was fighting stage 4 cancer and leaving the house for a traditional job wasn't an option. I had no budget for a business coach, no extra money for ads, and no energy left for anything complicated. What I had was my time, my phone, and a willingness to start with exactly what was already in front of me. This workbook is what I wish someone had handed me back then.

This isn't a guide that assumes you already have money to invest or a following to lean on. It assumes you have exactly what I had: your own knowledge, your own time, and the willingness to begin before you feel ready. That's genuinely enough.

Inside this 91-page workbook, you'll find:

✔️ 12 real businesses you can start with little to no money — each one with what it is, who it fits, and clear, step-by-step instructions to start this week✔️ A complete 7-module workbook — reset your money mindset, take inventory of what you already have, choose your zero-cost starting point, find your people without spending a dime, build your first 30 days, stay consistent without burning out, and grow from nothing to something✔️ Spacious fill-in pages throughout — every module includes real writing room, planning grids, a common-roadblock callout, a real starting-point example, and an end-of-module checklist✔️ 8 bonus tools — a 30-day progress tracker, 6 daily reflection journal pages, a 2-page visual brainstorm map, a zero-cost tools directory, affirmation cards, a 4-week content calendar, and a personal action plan worksheet

Comes in two formats:🖥️ An Interactive Version in your Living with Teri navy and sky blue, built for reading and reflecting on a tablet or laptop🖨️ A Printer-Friendly Version, stripped to clean black-and-white for anyone who wants to print it and write by hand

Whether you have five dollars or five hundred, this workbook meets you exactly where you are — no fluff, no fake urgency, just a real path and the room to work through it.

This publication is for educational and informational purposes only and does not guarantee specific income results. See full disclaimer inside.